Scroll Down to Meet the Team at CIB Funding

A division of Golden Empire Mortgage

Your Local Home Town Lender

Heather Hakes - Branch/Regional Manager

Cell/Text: (951)217-2788 - NMLS # 153608

heatherhakes@earthlink.net

Heather HakesHeather Hakes is one of the most experienced and knowledgable loan officers in the industry, which makes her uniquely and ideally suited to manage her team which includes offices in Murrieta, Temecula, Newport Beach and Escondido.

With over 30 years in the field, Heather has successfully funded a wide array of loan types and helped countless clients find their first home, investment property, and many other loan needs all over Southern California.

As a top producer in the Southern California mortgage industry, Heather has extensive experience dealing with conventional, FHA, and Jumbo loans, and she is the perfect loan officer if you are searching for a VA loan.

Having done hundreds of VA loans in her career, Heather knows the regulations and requirements of VA loans and has helped countless veterans afford new homes for themselves and their families.

She has worked with first-time homebuyers, seniors, families, and every facet in between.

Heather's team is unsurpassed in origination expertise.  Heather is your first and last call to fund the home of your dreams!

Your Local Home Town Lender!


Laurie Allen - Veteran Loan Officer

Cell/Text: (951)203-4660 - NMLS # 237057

laurieallen2@yahoo.com

Laurie Allen is a nationally credentialed and licensed loan originator who brings a wealth of knowledge to your home financing experience. Friendly, efficient, and dependable, Laurie prides herself on her prompt communication and accessibility throughout the home loan process.

With Laurie, you can be assured that she will:

  • Provide the exceptional service and guidance through your loan process to ensure a timely closing.
  • Have the know-how to privde the very best loan available for you, including down payment assistance and 100% loan programs available.
  • Conduct herself in a manner that is just, right and fair in every facet of your relationship.

Your Local Home Town Lender

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Guy Campbell - Veteran Loan Officer 

Cell/Text: (951)775-5037 - NMLS # 235872

guylends@gmail.com

As a tenured professional in the mortgage industry, Guy attributes success to excellent customer service skills and always keeping the needs of the client first. Offering a diverse group of funding sources allows him to custom tailor the mortgage solution which best fits his client's profile and long term financial objectives. Lending is no longer a "one size fits all" industry and Guy's detailed approach to to selecting the "best" product, provides his clients substantial savings over the life of the loan.

Whether a first-time homebuyer or seasoned homeowner, you can rely on Guy to guide you through the complex process of leveraging in our mortgage industry today. He specializes in VA, FHA, and conventional loan products and is able to offer down payment assistance options to qualified buyers. He is always excited to work with first time homebuyers and guide them through the loan process, and looks forward to assisting you as well.

Your Local Home Town Lender

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Maria G. Martinez - Loan Officer

Cell/Text: (858) 232-5178 - NMLS#239700

maria.gm@verizon.net

Maria is a no nonsense loan officer dedicated to closing your loan on time every time!

Her drive to do so is unsurpassed in the industry and will work tirelessly to ensure you are informed and that your loan moves forward.

She caters to the Spanish speaking markets, spending her time between the office and Cardenas Market in Murrieta where she helps consumers understand how they can get approved to buy a home.  Look for her at the real estate desk at the front of the market.

Whether you are a first time home buyer or an experienced home owner, she will help you make the best home financing decision. 

Hablo Español!

Your Local Home Town Lender!

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Tatum Hakes - Loan Officer

Cell/Text: (949)514-5266 - NMLS # 979954

tatumkhakes@gmail.com

Tatum Hakes

Tatum Hakes brings to CIB Funding: Golden Empire Mortgage the highest caliber of customer service and assistance with achieving all home financing goals.

Tatum takes great pride in providing her clients with the best programs offering the lowest rates including conventional, FHA, VA, USDA, and Jumbo loans.

Tatum is well ahead of the curve in the latest lending programs and products to offer her buyers (and refi clients) the best financial options to their individual situation.

Whether you are a first time home buyer or experienced home owner, she is the perfect person to assist you with your home financing experience.

Tatum promises your transaction to be a pleasurable process and will strive to meet your needs and enhance your overall experience!

As a part of the Hakes Team she brings the passion and experience needed to ensure your loan closes...on time.

Your Local Home Town Lender!

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Johnathan Ferrell - Loan Officer

Cell/Text: (951)473-4733 - NMLS # 871443

jzferrell26@gmail.com

Jonny

His name is Jonathan Ferrell. He is the Mortgage Loan Originator with CIB Funding, a division of Golden Empire Mortgage...known as Jonny on the Spot!

On the spot is what he is when it comes to mortgage lending.

He is a direct lender that services to the Secondary Market.

We offer various loan programs such as FHA, VA, Conventional, Jumbo and USDA.

He is privileged to assist his clients pursue their dreams of home ownership. If there is any way that he can be of service, please feel feel to call or email and he will be happy to help...your personal Jonny on the Spot!!!

Your Local Home Town Lender!
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Tannor King - Loan Officer

Cell/Text: (951)764-1261 - NMLS#1449490

tking@gemcorp.com

Tannor King is a Loan Officer with CIB Funding. Financing your home while offering the best service my goal. We offer a wide variety of loans including Conventional, FHA, VA, USDA and more.
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We are a direct lender and are able to pick from a number of programs that best fit your needs.
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If you are looking for a lender who communicates clearly and guides you through each step of the process, look no more.
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Call, text or send Tannor an email if you are interested or have any questions!
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He is your Loan King!

Your Local Home Town Lender!
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Lisa Sullivan - Loan Officer

Direct/Text: (951)529-9902 - NMLS # 382697

lsullivan@gemcorp.com

Lisa Sullivan has over 16 years of mortgage financing experience.
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She started in the mortgage industry in 1999 and continued through the hard times largely due to determination and client referrals.
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These referrals came based on her excellent customer service skills as well as honesty, integrity and product knowledge.
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She has lived in the Temecula Valley for 17 years and has enjoyed working with many of the local business owners, families and individuals in the area.
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Much of her success is due to the excellent customer service she provides and her many mentors and business associates.
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She believes in taking care of the client first and reputation before revenue.
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Your Local Home Town Lender!

 

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Meredith Dufield - Loan Officer

Cell/Text: (714)728-2635 - NMLS # 263109

mdufield@gemcorp.com

Meredith Dufield has been in the financial services industries for over 20 years. Most of the experience has been in the Mortgage loan consultant area but she has also been a loan processor, closer and underwriter. While as a Mortgage loan consultant with SchoolsFirst FCU, she was one of the top producers. She also spent over 3 years as a Financial advisor for Thrivent Financial handling millions of dollars in investments. Her education and financial back ground helps her process and analyze financial transactions while providing specialized client services and organizational analysis. Most importantly she enjoy serving individuals and families with their HOME changing needs, whether she does your loan or not. Meredith has lived in No Orange County for over 40 years. She has two children one in College the other in High School.

 


Trent Branden - Loan Officer

Cell/Text: (949)735-3067 - NMLS#1214094

tbranden@gemcorp.com

Trent Branden is a Loan Officer at C.I.B. Funding and a Business Economics graduate from the University of California, Irvine. With already years of experience in mortgage banking, Trent offers his clients a full-service mortgage lending experience in a market saturated with lenders coming up short for their clients.
 
While close monitoring and studying of the secondary market to offer the best rates to his clients is his primary goal, it is just one facet of his ability to offer clients the best. Trent takes an all-encompassing look at his client's financial scenario and builds the best loan to not only satisfy their mortgage goals, but designs it with other investments and financial goals in mind to offer the most sound and progressive financial future.
 
At the cutting-edge of products and programs available for borrowers, Trent truly offers the highest-echelon of quality in every mortgage he originates, and this caliber of service allows for a smooth and stress-free transaction for the borrower.
Whether you are looking to purchase an investment property or your first home ever, Trent is the mortgage professional that offers the knowledge, experience, and ambition that you need on your side to get the right loan for you approved and funded!